Copyright ©2019 Capitalfield Investment Group Ltd



The most beautiful season of the year has come and gone. It’s okay to dwell on the fond memories created during the holidays. We are also immensely thankful to witness this brand-new year.

Like many others, you may be reading this from your place of employment or ‘hustle.’ So, we guess it’s safe to say ‘normal’ life is gradually resuming and with it the reality of day-to-day living. A review of resolutions, written plans, and spoken words by a cross-section of the working-class adults revealed that one subject that stands out as resolutions go, is making money, making more money, or making better use of the money they already have. The one question though that many are unable to provide a concrete answer to is “how?” How can one make more money in the face of a harsh economy? For many, it seems like what they have is barely even enough.

Our perspective though, is one that holds out an opportunity to all. We have always believed from personal experiences as well as what we have done for our clients, that when it comes to building and growing wealth, there is something for everyone. No goal is too big, and no pocket is too small. You just need to START. One way to start is to arm yourself with knowledge.

Because we would love nothing better this year than to see you grow, we have put together a few investment options that you really want to consider in planning your finances for the year.

When considering an investment option, an average investor seeks to satisfy three basic requirements. These requirements are;

  1. Return on Investment
  2. Security of Investment
  3. Value-added Services/Benefits

It’s also important to consider your own financial goals, risk tolerance, and time horizon when deciding the type of investment. It’s a good idea to review your investment portfolio regularly and make adjustments as needed to ensure that it remains aligned with your financial goals.

An investment option to look out for in 2023 is mutual funds, they are funds pooled together from multiple investors by fund managers. Mutual funds are professionally managed by fund managers, who work to maximize returns for investors through various capital and money market instruments.

We at Capitalfield, in our resolve to provide quality investment opportunities with competitive yield, have developed an investment option that readily meets investors’ expectations. It is called the Capitalfield Investment Note. This product is a tenured instrument for fund placements. The investment affords the prospective investor the opportunity to invest in our organization’s commercial paper with the ultimate pledge of high returns and security of investment.

Another investment option to look out for is Fixed Deposit, Fixed Deposit is a tenured investment account with a specific amount invested at an agreed interest rate and tenure. The length of time the funds are deposited with the bank determines the interest rate on the deposit. Financial institutions allow depositors to invest their money for terms ranging from 30 days and above, you can start a fixed deposit account with CIT Microfinance Bank a subsidiary of Capitalfield Investment Group Limited

Lastly, if you are looking for dollar investments you are covered, with CAMCO Dollar Investment Note, you can make US Dollar-denominated guaranteed income and hedge against potential naira devaluation. This investment option ​can be used as cash collateral for a Naira-denominated facility from sister CITMFB to meet urgent cash flow needs without terminating the investment. ​ Capitalfield Asset Management Company (CAMCO) is a subsidiary of Capitalfield Investment Group Limited

Diversifying your investments is one of the best strategies in investing. Always remember to put only some of your eggs in one basket. However, with careful planning and a long-term perspective, investing can be a powerful way to reach your financial goals.

Ultimately, the best investment option for you will depend on your financial goals, risk tolerance, and time horizon. It’s a good idea to consult with a financial advisor or professional to discuss your specific situation and determine the best course of action.